Instant Fund Solution with Pawn Gold Bullion

Pawning gold and precious metals is a financial service that allows gold owners to obtain loans by using their gold as collateral. The process is fast and secure, with loan amounts adjusted based on the current gold price. Once the loan is repaid, the owner can reclaim their gold.

Gold Bullion

Advantage

  • Friendly and attending customer care
  • Premium and dedicated service
  • Fair valuation of collaterals
  • Knowledgable sales team
  • Affordable loan interests
  • Wide knowledge in gold bullion

 

Pawn Terms Gold Bullion

  • Photocopy of E-KTP
  • Purchase Invoice

Contact the Lesca Gadai Sales team to process a loan with your gold bullion collateral today.

Inquiry Pawn Gold Bullion

Interest Rate Transparency & Loan Terms

  • Interest rates start from 2% per month (equivalent to 24% per annum*)
  • Maximum interest rate: 48% per annum
  • Minimum loan period: 61 days
  • Maximum loan period: 120 days
  • Minimum collateral value:
    • IDR 50,000,000 for luxury watches, diamonds, jewelry, gold, and cars
    • IDR 25,000,000 for luxury bags

*Terms and conditions apply.

 

Administrative Fee Information

Loan Amount Administrative Fee
IDR 0 – IDR 100,000,000 IDR 100,000
Above IDR 100,000,000 – IDR 500,000,000 IDR 150,000
IDR 500,000,001 – IDR 1,000,000,000 IDR 200,000
Above IDR 1,000,000,000 IDR 250,000

 

Annual Percentage Rate (APR) Simulation

Description

Amount

Loan Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

Financing Fee

IDR 4,000,000/month (paid upfront)

IDR 17,500,000/month (paid upfront)

IDR 45,000,000/month (paid upfront)

Administrative Fee

IDR 100,000 (paid

upfront)

IDR 150,000 (paid

upfront)

IDR 250,000 (paid

upfront)

Net Disbursement Amount

IDR 95,900,000

IDR 482,350,000

IDR 1,454,750,000

Maximum APR (12 months)

48%

42%

36%

Total Repayment Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

 

Repayment Breakdown

Loan Amount + 12 Months Financing Fee (paid upfront)

FAQ

 

Upon initial receipt, the initial condition of the Gold will be checked and witnessed by the Customer, then it will be carefully handled and sealed. Hence, the possibility of the Gold being defunct/damaged/scratched will already be known since the initial handover.

  1. Customer's Gold will be insured and kept inside Safety Vault.
  2. Customer's Gold will be sealed to minimize potential swappings and tamperings.

 

As long as they accord to our criteria/conditions, Lesca Gadai Premier will accept it.

 

Gold Certificate (GIA) or other certificate(s) from Official Institution(s) in Indonesia (e.g. Pegadaian Persero) for goods in the form of diamonds We recommend that the Gold submitted to us to be accompanied by the certificate and purchase receipt in order to obtain highest Loan Amount possible.

 

The pawnable brands of Gold at Lesca Gadai Premier include Antam, UBS, and all other brands and types in accordance with Lesca Gadai Premier’s criteria/conditions.

 

The terms and documents required for the Gold pawn transaction are:

  1. ID Card/Driving License
  2. Gold Certificate (GIA) or other certificate(s) from Official Institution(s) for goods in the form of diamonds
  3. Other requirements specified by Lesca Gadai Premier
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