Instant Fund Solution with Pawn Watches

Pawn your watch is a quick solution to obtain funds by using your watch as collateral. Lesca Gadai Premier will assess the authenticity, condition, and brand of the watch before determining the loan amount.

Luxury Watches

Advantage

  • Friendly and attending customer care
  • Premium and dedicated service
  • Fair valuation of collaterals
  • Knowledgable sales team
  • Affordable loan interests
  • Wide knowledge in watch brands

Pawn Terms Luxury Watches

  • Photocopy of E-KTP
  • Full Set Box & Paper (card/warranty certificate, receipt)

Contact the Lesca Gadai Sales team to process a loan with a Watch collateral today.

Inquiry Pawn Watches

Interest Rate Transparency & Loan Terms

  • Interest rates start from 2% per month (equivalent to 24% per annum*)
  • Maximum interest rate: 48% per annum
  • Minimum loan period: 61 days
  • Maximum loan period: 120 days
  • Minimum collateral value:
    • IDR 50,000,000 for luxury watches, diamonds, jewelry, gold, and cars
    • IDR 25,000,000 for luxury bags

*Terms and conditions apply.

 

Administrative Fee Information

Loan Amount Administrative Fee
IDR 0 – IDR 100,000,000 IDR 100,000
Above IDR 100,000,000 – IDR 500,000,000 IDR 150,000
IDR 500,000,001 – IDR 1,000,000,000 IDR 200,000
Above IDR 1,000,000,000 IDR 250,000

 

Annual Percentage Rate (APR) Simulation

Description

Amount

Loan Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

Financing Fee

IDR 4,000,000/month (paid upfront)

IDR 17,500,000/month (paid upfront)

IDR 45,000,000/month (paid upfront)

Administrative Fee

IDR 100,000 (paid

upfront)

IDR 150,000 (paid

upfront)

IDR 250,000 (paid

upfront)

Net Disbursement Amount

IDR 95,900,000

IDR 482,350,000

IDR 1,454,750,000

Maximum APR (12 months)

48%

42%

36%

Total Repayment Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

 

Repayment Breakdown

Loan Amount + 12 Months Financing Fee (paid upfront)

FAQ

 

Upon initial receipt, the initial condition of the Wristwatch will be checked and witnessed by the Customer, then it will be carefully handled and sealed. Hence, the possibility of the Wristwatch being defunct/damaged/scratched will already be known since the initial handover.

  1. The Customer's Wristwatch will be insured and kept inside Safety Vault.
  2. The Customer's Wristwatch will be sealed to minimize potential swappings and tamperings.

 

Pawnable Wristwatch brands include certain types/brands of Luxury Wristwatches such as Rolex, Audemars Piguet, Patek Phillipe or other brands in accordance with the criteria/conditions of Lesca Gadai Premier. Please contact us for further information on brands and types of pawnable Wristwatches.

 

For mutual benefit and safety, the Wristwatches we receive as collateral for pawn transactions must be complemented with boxes, certificates, and purchase receipts.

The terms and documents required for Wristwatch pawn transactions are:

  1. Photocopy of electronic ID Card
  2. Full set Box & Paper (warranty card/certificate, receipt)

For further information on Terms & Documents please check https://www.lescagadai.co.id/gadai/gadai-jam-tangan-mewah

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