Instant Fund Solution with Pawn Cars

Car pawning is a loan solution that uses a vehicle as collateral to obtain cash. The process is fast and flexible, with loan amounts adjusted based on the car's condition and market value. Once the loan is repaid, the owner can reclaim their vehicle.

Cars

Advantage

  • Friendly and attending customer care
  • Premium and dedicated service
  • Fair valuation of collaterals
  • Knowledgable sales team
  • Affordable loan interests
  • Wide knowledge in car brands

Pawn Terms Cars

  • Photocopy of E-KTP
  • Original copies of BPKB, Purchase Invoice, Form A (for CBU Cars)

Contact the Lesca Gadai Sales team to process a loan with your cars collateral today.

Inquiry Pawn Cars

Interest Rate Transparency & Loan Terms

  • Interest rates start from 2% per month (equivalent to 24% per annum*)
  • Maximum interest rate: 48% per annum
  • Minimum loan period: 61 days
  • Maximum loan period: 120 days
  • Minimum collateral value:
    • IDR 50,000,000 for luxury watches, diamonds, jewelry, gold, and cars
    • IDR 25,000,000 for luxury bags

*Terms and conditions apply.

 

Administrative Fee Information

Loan Amount Administrative Fee
IDR 0 – IDR 100,000,000 IDR 100,000
Above IDR 100,000,000 – IDR 500,000,000 IDR 150,000
IDR 500,000,001 – IDR 1,000,000,000 IDR 200,000
Above IDR 1,000,000,000 IDR 250,000

 

Annual Percentage Rate (APR) Simulation

Description

Amount

Loan Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

Financing Fee

IDR 4,000,000/month (paid upfront)

IDR 17,500,000/month (paid upfront)

IDR 45,000,000/month (paid upfront)

Administrative Fee

IDR 100,000 (paid

upfront)

IDR 150,000 (paid

upfront)

IDR 250,000 (paid

upfront)

Net Disbursement Amount

IDR 95,900,000

IDR 482,350,000

IDR 1,454,750,000

Maximum APR (12 months)

48%

42%

36%

Total Repayment Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

 

Repayment Breakdown

Loan Amount + 12 Months Financing Fee (paid upfront)

FAQ

 

Upon initial receipt, the initial condition of the Car will be checked and witnessed by the Customer, then the car will placed under a 24-hour surveilled warehouse so that the risk of damage / scratches shall be minimized.

  1. The Car will be stored in warehouse with 24-hour surveillance and is guaranteed by insurance.
  2. Customer's Car will be maintained in compliance with specified standards.

 

No, Because pawnable Cars must be accompanied with with BPKB, STNK, other administrative documents, and not currently under lease or collateral status.

 

Pawnable Cars include those which productions were no longer than the last 5 years or 2018 and afterwards. Please contact us for further detailed explanation.

 

Pawnable Car brands includeall types/brands in accordance with the criteria/conditions of Lesca Gadai Premier. Please contact us for further information on brands and types of pawnable Car.

 

Currently, our Car pawn service at Lesca Gadai Premier requires the handover of the Car unit, while BPKB and STNK must also be submitted to us, as collateral for the pledge.

The terms and documents required for Car pawn transactions are:

  1. Photocopy of electronic ID Card
  2. Original BPKB, Purchase Invoice, Form A (for CBU Cars)
  3. Power of Attorney if the name in STNK and BPKB does not match the name of the Applicant.

Further information on Terms & Documents please check https://www.lescagadai.co.id/gadai/gadai-mobil-mewah

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