Instant Fund Solution with Pawn Jewelleries

Pawning jewelry and diamonds is a quick financial solution using valuable items like gold, diamonds, or exclusive jewelry as collateral. The process is safe, transparent, and offers a high appraisal value based on the jewelry's quality. With this pawn service, you can access cash without having to sell your valuable assets.

Luxury Jewelleries

Advantage

  • Friendly and attending customer care
  • Premium and dedicated service
  • Fair valuation of collaterals
  • Knowledgable sales team
  • Affordable loan interests
  • Wide knowledge in jewelleries

Pawn Terms Luxury Jewelleries

  • Photocopy of E-KTP
  • Purchase Invoice

Contact the Lesca Gadai Sales team to process a loan with a jewelleries collateral today.

Inquiry Pawn Jewelleries

Interest Rate Transparency & Loan Terms

  • Interest rates start from 2% per month (equivalent to 24% per annum*)
  • Maximum interest rate: 48% per annum
  • Minimum loan period: 61 days
  • Maximum loan period: 120 days
  • Minimum collateral value:
    • IDR 50,000,000 for luxury watches, diamonds, jewelry, gold, and cars
    • IDR 25,000,000 for luxury bags

*Terms and conditions apply.

 

Administrative Fee Information

Loan Amount Administrative Fee
IDR 0 – IDR 100,000,000 IDR 100,000
Above IDR 100,000,000 – IDR 500,000,000 IDR 150,000
IDR 500,000,001 – IDR 1,000,000,000 IDR 200,000
Above IDR 1,000,000,000 IDR 250,000

 

Annual Percentage Rate (APR) Simulation

Description

Amount

Loan Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

Financing Fee

IDR 4,000,000/month (paid upfront)

IDR 17,500,000/month (paid upfront)

IDR 45,000,000/month (paid upfront)

Administrative Fee

IDR 100,000 (paid

upfront)

IDR 150,000 (paid

upfront)

IDR 250,000 (paid

upfront)

Net Disbursement Amount

IDR 95,900,000

IDR 482,350,000

IDR 1,454,750,000

Maximum APR (12 months)

48%

42%

36%

Total Repayment Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

 

Repayment Breakdown

Loan Amount + 12 Months Financing Fee (paid upfront)

FAQ

 

Upon initial receipt, the initial condition of the Jewelry will be checked and witnessed by the Customer, then it will be carefully handled and sealed. Hence, the possibility of the Jewelry being damaged/scratched will already be known since the initial handover.

  1. Customer's Jewelry will be insured and kept inside Safety Vault.
  2. Customer's Jewelry will be sealed to minimize potential swappings and tamperings.

For Jewelry pawns, we will only value the gold and diamonds according to their weight and carat (other accessories are excluded).

 

Diamonds in accordance with the criteria/conditions of Lesca Gadai Premier and are complemented with Diamond Certificate (GIA) or other certificates from Official Institution(s) in Indonesia.

 

Pawnable Jewelry brands include all brands and types in accordance with the criteria/conditions of Lesca Gadai Premier.

 

Jewelry without receipt is still pawnable However, we still recommend that you bring your purchase receipt in order to get highest possible Loan Value.

The terms and documents required for Jewelry pawn transactions are: 

  1. ID Card/Driving License
  2. Diamond Certificate (GIA) or other certificate(s) from the Official Institution(s) in Indonesia (e.g. Pegadaian Persero) for goods in the form of diamonds
  3. Other requirements specified by Lesca Gadai Premier
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