Instant Fund Solution with Pawn Branded Bags

Pawning bags is a fast financial solution by using branded bags as loan collateral. This process allows bag owners to obtain funds without selling their collection, with evaluations based on the brand, condition, and bag completeness.

Branded Bags

Advantage

  • Friendly and attending customer care
  • Premium and dedicated service
  • Fair valuation of collaterals
  • Knowledgable sales team
  • Affordable loan interests
  • Wide knowledge in branded bags

Pawn Terms Branded Bags

  • Photocopy of E-KTP
  • Full Set Box & Paper (card/warranty certificate, receipt)

Contact the Lesca Gadai Sales team to process a loan with a branded bags collateral today.

Inquiry Pawn Branded Bags

Interest Rate Transparency & Loan Terms

  • Interest rates start from 2% per month (equivalent to 24% per annum*)
  • Maximum interest rate: 48% per annum
  • Minimum loan period: 61 days
  • Maximum loan period: 120 days
  • Minimum collateral value:
    • IDR 50,000,000 for luxury watches, diamonds, jewelry, gold, and cars
    • IDR 25,000,000 for luxury bags

*Terms and conditions apply.

 

Administrative Fee Information

Loan Amount Administrative Fee
IDR 0 – IDR 100,000,000 IDR 100,000
Above IDR 100,000,000 – IDR 500,000,000 IDR 150,000
IDR 500,000,001 – IDR 1,000,000,000 IDR 200,000
Above IDR 1,000,000,000 IDR 250,000

 

Annual Percentage Rate (APR) Simulation

Description

Amount

Loan Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

Financing Fee

IDR 4,000,000/month (paid upfront)

IDR 17,500,000/month (paid upfront)

IDR 45,000,000/month (paid upfront)

Administrative Fee

IDR 100,000 (paid

upfront)

IDR 150,000 (paid

upfront)

IDR 250,000 (paid

upfront)

Net Disbursement Amount

IDR 95,900,000

IDR 482,350,000

IDR 1,454,750,000

Maximum APR (12 months)

48%

42%

36%

Total Repayment Amount

IDR 100,000,000

IDR 500,000,000

IDR 1,500,000,000

 

Repayment Breakdown

Loan Amount + 12 Months Financing Fee (paid upfront)

FAQ

 

Entrupy authentication is an artificial intelligence and mobile device application to authenticate or identify the authenticity of bags that are officially and internationally recognized, which results are 99.1% accurate.

 

Firstly, your Luxury Bag will to be deposited at Lesca Gadai Premier for physical verification and authentication (entrupy authentication) process.

Secondly, you will have to pay an entry fee, which will then be forwarded by us to the relevant party that carries out the authentication process.

The processing time required is approximately 3-4 working days. You don't have to worry because your valuables are protected and guaranteed during this verification period.

Upon initial receipt, the initial condition of the Luxury Bag will be checked and witnessed by the Customer, then it will be carefully handled and sealed. Hence, the possibility of the Luxury Bag being damaged/scratched will already be known since the initial handover.

  1. Customer's Luxury Bags will be insured and kept in specially conditioned rooms and shelves.
  2. Customer's Luxury Bags will be sealed to minimize potential swappings and tamperings.
  3. Customer's Luxury Bags will be stored for a maximum period of 2 months to maintain the quality of the bags, hence the maximum pawn period that we provide is 2 months.

Bags that can be pawned are bags with the brands Hermes, Chanel, Christian Dior and Louis Vuitton with certain types or other types that fall into the criteria/conditions of Lesca Gadai Premier. Contact us immediately for the brands and types of bags that can be pawned

We recommend that you bring your purchase receipt in order to get highest possible Loan Value.

Ther requirements and documents required for the luxury bag pawn transaction are:

  1. KTP/SIM
  2. Complementaries of Bags such as Boxes and Purchase Receipts
  3. Other requirements specified by Lesca Pawn Premier
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